Features & Benefits

  • With a regular savings plan for your child, you can start saving for their future with ease.
  • Enjoy a higher profit rate.
  • Pay your Zakat conveniently using our Zakat counter services at any of our branches. (What is Zakat? Learn more.)

Shariah Concept

  • Wakalah

    The Depositor ("Muwakkil") enters into a Wakalah Agreement with the Bank ("Wakil") and deposits a certain amount of money to the Bank to be utilized and invested in profitable Shariah-compliant transactions. Depositor will be offered the expected profit rate from the Investments and the Bank will earn a Wakalah fee for the service rendered. Any amount that the Bank earns in excess of the Depositor's expected profit rate (after deducting the Wakalah fee) will be retained by the Bank as incentive. Learn more »


  • Children below the age of 15 years
  • Account to be opened with a parent or guardian

Required Documents

  • An original copy of identity card (both front and back) or passport
  • A copy of birth certificate (for dependent account)

Fees and Requirements

  • Minimum Opening Deposit

    Minimum opening deposit of BND 50.00 is required.

  • Minimum Monthly Balance

    Minimum monthly balance of BND 50.00 is required.

For more details, please refer to the Bank's Schedule of Tariffs or the list of applicable rates for this product.

"Depositors of Bank Islam Brunei Darussalam are guaranteed protection up to maximum BND50,000 per depositor under the Deposit Protection Order 2010"