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SUPERIOR PRODUCTS AND SERVICES - DESIGNED TO MEET YOUR NEEDS

PERDANA ELIGIBILITY CRITERIA

To be eligible for PERDANA membership*, you need to meet one of the following eligibility criteria :

*Terms and Conditions apply. Membership remains if one of these criteria is met. In case none of these critieria are met, membership may still continue. However, the customer will be liable to pay monthly charges as applicable.


PERDANA PLATINUM CREDIT CARD

Enjoy the privilege of a PERDANA MasterCard Platinum Credit Card with added benefits:

As a primary member of PERDANA, you receive a complimentary membership to Priority Pass which provides you access to 600 airport lounges in over 100 countries and 300 cities worldwide.

You have 10 complimentary passes to Priority Pass airport lounges in a calendar year. You also have the privilege of utilising these complimentary passes for your guests when you bring them to Priority Pass airport lounges, which are conveniently located at most major airports in the world.


PERDANA PLATINUM DEBIT CARD

With the PERDANA MasterCard Platinum Debit Card, enjoy the benefits of :


PERDANA NAQD FACILITY

We realise that sometimes you require that extra flexibility to manage challenges and need access to cash. At PERDANA, we believe in delighting you. Therefore, should you require it, our Naqd facility can be tailored specifically to your needs. What's more, you enjoy complete waiver on processing fee. Speak to your Relationship Manager to get more details.


PERDANA TAKAFUL PACKAGES*

PERDANA has specially tailored Takaful packages to benefit our members, which include lower premiums without any reduction in policy benefits for both personal and commercial covers. You can find out more details on these PERDANA Takaful packages from your personal Relationship Manager.

More details are available with your personal Relationship Manager.


*Based on competitive rates offered by Takaful Brunei Am.


PERDANA TARIFFS AND CHARGES

Service Charges

Not meeting eligibility criteria
B$100 per month

Deposit

Fall Below Fee on Current Account
Waived
Early Closure Fee1 (within 6 months of opening)
B$50 to be charged to main account
Premature uplift of BND and FCY Term Deposit2
Waived

Remittances3

Bank Charges
-
  • Outward Telegraphic Transfer (OTT)
Waived
  • Demand Draft (DD)
Waived
Cable Charges for OTT
Waived
OTT and DD Exchange Rate
Special rate for amount ≥ B$50,000 only

Platinum Debit Card

Annual Fee
Nil
Card Replacement4
B$15
Transaction Fee
-
  • BIBD ATM
Free
  • Non BIBD ATM
B$6 per transaction
Maximum withdrawal via ATM5
B$6,000 or 5 withdrawals per day whichever comes first or based on country set limit


Maximum retail spending per day5
-
  • POS
B$6,000 or 10 times per day whichever comes first
  • e-Commerce
B$6,000 or 10 times per day whichever comes first

Platinum Credit Card

Annual Fee
-
  • Primary
Waived
  • Supplementary6 (Limited to 2 cards only)
Waived
Card Replacement4
B$20
PIN Replacement4
B$15

Online Banking

Bank Charges7
-
  • Outward Telegraphic Transfer (OTT)
Waived
  • Demand Draft (DD)
Waived
Cable Charges for OTT
Waived

General Services

Bulk Coins Counting7
Waived
Annual rental on Safe Deposit Box8
-
  • Box Size A: 16" x 16" x 20"
B$125
  • Box Size B: 10" x 10" x 20"
B$112.50
  • Box Size C: 5" x 10" x 20"
B$65
  • Box Size D: 3" x 10" x 20"
B$55
  • Box Size E: 5" x 5" x 20"
Free

Consumer Financing

Processing Fee7
-
  • Personal Financing
Waived
  • Home Financing
Waived
  • Naqd Financing
Waived


Note:
1 The Early Closure Fee is only imposed when client closes the overall relationship.
2 Special rate during placement of Term Deposit is void upon premature uplift and normal rate based on the lowest nearer tenor will be given.
3 No changes in the Commission in lieu of Foreign Exchanges, stamp duty, and overseas charges (where applicable) for all counter remittances.
4 The waiver of card and PIN replacement fee is subject to the decision of the bank.
5 Maximum withdrawal via ATM and Retail Spending can be increased upon request only.
6 Normal charges of B$125 per card will be imposed on the third supplementary credit cards onwards.
7 Commission in lieu of Foreign Exchange is exempted for online remittance transactions. We charge stamp duty and overseas charges (where applicable).
8 Size E Safe Deposit Box is subject to availability.



Other charges may apply. For more information, refer to BIBD's Schedule of Tariffs, which can be viewed at www.bibd.com.bn