SUPERIOR PRODUCTS AND SERVICES - DESIGNED TO MEET YOUR NEEDS

PERDANA ELIGIBILITY CRITERIA

To be eligible for PERDANA membership*, you need to meet one of the following eligibility criteria :

B$10,000
B$100,000
B$500,000

Gross monthly
income assigned
to the bank
Average Relationship
Balance (ARB)
Total Financing
Balance (TFB) at
inception of
relationship

*Terms and Conditions apply. Membership remains if one of these criteria is met. In case none of these critieria are met, membership may still continue. However, the customer will be liable to pay monthly charges as applicable.

PERDANA PLATINUM CREDIT CARD

Enjoy the privilege of a PERDANA MasterCard Platinum Credit Card with added benefits:

Hadiah Points for
every dollar spent
Emergency Cash
Advance of up to
USD$3,000
BIBD Treats -
privileges at
selected merchants
Emergency Card
Replacement

Travel Personal
Accident Takaful
Cover of up to
B$500,000
Musafir Takaful Cover
for you and your
family
Purchase Protection
Takaful Cover of up
to B$15,000
Your access to 600
airport lounges
worldwide

As a primary member of PERDANA, you receive a complimentary membership to Priority Pass which provides you access to 600 airport lounges in over 100 countries and 300 cities worldwide.

You have 10 complimentary passes to Priority Pass airport lounges in a calendar year. You also have the privilege of utilising these complimentary passes for your guests when you bring them to Priority Pass airport lounges, which are conveniently located at most major airports in the world.

Priority Pass FAQs

Priority Pass Terms and Conditions

PERDANA PLATINUM DEBIT CARD

With the PERDANA MasterCard Platinum Debit Card, enjoy the benefits of :

Hadiah Points for every
2 Brunei dollars spent
Peace of Mind - Your do not
need to carry an excessive
amount of cash with you
Debt Free - All purchases are directly
debited from your bank account
meaning no bills at the end of the month

Worldwide Acceptance -
Accepted at over 36 million
outlets worldwide as well as
online
Easy Access to cash from
over 2 million ATMS
worldwide
The Best Travel Companions - You can
enjoy competitive foreign exchange
rates offered by the PERDANA
Plaitnum Debit Card without having
to worry about foreign exchange or
managing multiple currencies

PERDANA NAQD FACILITY

We realise that sometimes you require that extra flexibility to manage challenges and need access to cash. At PERDANA, we believe in delighting you. Therefore, should you require it, our Naqd facility can be tailored specifically to your needs. What's more, you enjoy complete waiver on processing fee. Speak to your Relationship Manager to get more details.

PERDANA TAKAFUL PACKAGES*

PERDANA has specially tailored Takaful packages to benefit our members, which include lower premiums without any reduction in policy benefits for both personal and commercial covers. You can find out more details on these PERDANA Takaful packages from your personal Relationship Manager.

Comprehensive
Private Motor Takaful -
Enjoy savings of up
to 20% on annual
premium
Fire Takaful -
Your save up to
50% on annual
premium
Personal Accident
Takaful - Up to 50%
savings on your
premium
Musafir Takaful -
Enjoy the benefits
of 10% savings on
Firdaus Package and
15% savings on
Annual Package

More details are available with your personal Relationship Manager.

*Based on competitive rates offered by Takaful Brunei Am.

PERDANA TARIFFS AND CHARGES

Service Charges

Not meeting eligibility criteria

B$100 per month

Deposit

Fall Below Fee on Current Account

Waived

Early Closure Fee¹ (within 6 months of opening)

B$50 to be charged to main account

Premature uplift of BND and FCY Term Deposit²

Waived

Remittances³

Bank Charges

• Outward Telegraphic Transfer (OTT)

Waived

• Demand Draft (DD)

Waived

Cable Charges for OTT

Waived

OTT and DD Exchange Rate

Special rate for amount ≥ B$50,000 only

Platinum Debit Card

Annual Fee

Nil

Card Replacement⁴

B$15

Transaction Fee

• BIBD ATM

Free

• Non BIBD ATM

B$6 per transaction

Maximum withdrawal via ATM⁵

B$6,000 or 5 withdrawals per day whichever comes first or based on country set limit

Maximum retail spending per day⁵

• POS

B$6,000 or 10 times per day whichever comes first

• e-Commerce

B$6,000 or 10 times per day whichever comes first

Platinum Credit Card

Annual Fee

• Primary

Waived

• Supplementary⁶ (Limited to 2 cards only)

Waived

Card Replacement⁴

B$20

PIN Replacement⁴

B$15

Online Banking

Bank Charges⁷

• Outward Telegraphic Transfer (OTT)

Waived

• Demand Draft (DD)

Waived

Cable Charges for OTT

Waived

General Services

Bulk Coins Counting⁷

Waived

Annual rental on Safe Deposit Box⁸

• Box Size A: 16" x 16" x 20"

B$125

• Box Size B: 10" x 10" x 20"

B$112.50

• Box Size C: 5" x 10" x 20"

B$65

• Box Size D: 3" x 10" x 20"

B$55

• Box Size E: 5" x 5" x 20"

Free

Consumer Financing

Processing Fee⁷

• Personal Financing

Waived

• Home Financing

Waived

• Naqd Financing

Waived

Note:
¹ The Early Closure Fee is only imposed when client closes the overall relationship.
² Special rate during placement of Term Deposit is void upon premature uplift and normal rate based on the lowest nearer tenor will be given.
³ No changes in the Commission in lieu of Foreign Exchanges, stamp duty, and overseas charges (where applicable) for all counter remittances.
⁴ The waiver of card and PIN replacement fee is subject to the decision of the bank.
⁵ Maximum withdrawal via ATM and Retail Spending can be increased upon request only.
⁶ Normal charges of B$125 per card will be imposed on the third supplementary credit cards onwards.
⁷ Commission in lieu of Foreign Exchange is exempted for online remittance transactions. We charge stamp duty and overseas charges (where applicable).
⁸ Size E Safe Deposit Box is subject to availability.

Other charges may apply. For more information, refer to BIBD's Schedule of Tariffs, which can be viewed at www.bibd.com.bn