SUPERIOR PRODUCTS AND SERVICES - DESIGNED TO MEET YOUR NEEDS
PERDANA ELIGIBILITY CRITERIA
To be eligible for PERDANA membership*, you need to meet one of the following eligibility criteria :
- B$10,000
- B$100,000
- B$500,000
- Gross monthly
income assigned
to the bank - Average Relationship
Balance (ARB) - Total Financing
Balance (TFB) at
inception of
relationship
*Terms and Conditions apply. Membership remains if one of these criteria is met. In case none of these critieria are met, membership may still continue. However, the customer will be liable to pay monthly charges as applicable.
PERDANA PLATINUM CREDIT CARD
Enjoy the privilege of a PERDANA MasterCard Platinum Credit Card with added benefits:




- Hadiah Points for
every dollar spent - Emergency Cash
Advance of up to
USD$3,000 - BIBD Treats -
privileges at
selected merchants - Emergency Card
Replacement




- Travel Personal
Accident Takaful
Cover of up to
B$500,000 - Musafir Takaful Cover
for you and your
family - Purchase Protection
Takaful Cover of up
to B$15,000 - Your access to 600
airport lounges
worldwide

As a primary member of PERDANA, you receive a complimentary membership to
Priority Pass which provides you access to 600 airport lounges in over 100
countries and 300 cities worldwide.
You have 10 complimentary passes to Priority Pass airport lounges in a calendar
year. You also have the privilege of utilising these complimentary passes for your
guests when you bring them to Priority Pass airport lounges, which are
conveniently located at most major airports in the world.
PERDANA PLATINUM DEBIT CARD
With the PERDANA MasterCard Platinum Debit Card, enjoy the benefits of :



- Hadiah Points for every
2 Brunei dollars spent - Peace of Mind - Your do not
need to carry an excessive
amount of cash with you - Debt Free - All purchases are directly
debited from your bank account
meaning no bills at the end of the month



- Worldwide Acceptance -
Accepted at over 36 million
outlets worldwide as well as
online - Easy Access to cash from
over 2 million ATMS
worldwide - The Best Travel Companions - You can
enjoy competitive foreign exchange
rates offered by the PERDANA
Plaitnum Debit Card without having
to worry about foreign exchange or
managing multiple currencies
BIBD Debit MasterCard Terms and Conditions. Click here for English & click here for Malay.
PERDANA NAQD FACILITY
We realise that sometimes you require that extra flexibility to manage challenges and need access to cash. At PERDANA, we believe in delighting you. Therefore, should you require it, our Naqd facility can be tailored specifically to your needs. What's more, you enjoy complete waiver on processing fee. Speak to your Relationship Manager to get more details.
PERDANA TARIFFS AND CHARGES
Service Charges
Deposit
Remittances3
Platinum Debit Card
Platinum Credit Card
Online Banking
General Services
Consumer Financing
Note:
1 The Early Closure Fee is only imposed when client closes the overall relationship.
2 Special rate during placement of Term Deposit is void upon premature uplift and normal rate based on the lowest nearer tenor will be given.
3 No changes in the Commission in lieu of Foreign Exchanges, stamp duty, and overseas charges (where applicable) for all counter remittances.
4 The waiver of card and PIN replacement fee is subject to the decision of the bank.
5 Maximum withdrawal via ATM and Retail Spending can be increased upon request only.
6 Normal charges of B$125 per card will be imposed on the third supplementary credit cards onwards.
7 Commission in lieu of Foreign Exchange is exempted for online remittance transactions. We charge stamp duty and overseas charges (where applicable).
8 Size E Safe Deposit Box is subject to availability.
Other charges may apply. For more information, refer to BIBD's Schedule of Tariffs, which can be viewed at www.bibd.com.bn