Importance of planning for life and the hereafter

There is a very famous saying in the books of Islamic wisdom, although it is mistakenly attributed to the Prophet Muhammad (SAW), but the significance of this saying is enough to be the basis for a balanced way of life. The saying goes: "Work for your life as if you are living forever, and work for your hereafter as you are dying tomorrow." Islam has given.

Halal source of income

Allah (Subhanahu wa Talala) said in the Quran: "O you who have believed, do not eat riba, doubled (and) redoubled, and be pious to Allah that possibly you would prosper." [3:130]. He also said in Surat Al Baqarah: "O you who believe! Eat of the good things that We have provided you with (i.e. that is halal), and give thanks to Allah, if you serve only Him." [2:172].

Prophet Muhammad (Peace be upon him) said: "O people, Allah is good and He therefore, accepts only that which is good". It is understood that this refers to halal income and the importance of halal income. The importance of earning halal and spending in halal ways is paramount in Islam. A scholar also said that the one who eats Haram his limbs will disobey Allah whether he likes it or not, and the one who eats Halal and seeks Halal income his limbs will also do good and would be given the permission to seek goodness.

Spending within your means

Allah (Subhanahu wa Talala) said in the Quran: "God does not burden any human being with more than he is well able to bear: in his favour shall be whatever good he does, and against him whatever evil he does." [2:286]

Significance of being debt-free

It was narrated that the Prophet (peace and blessings of Allah be upon him) used to say in his prayer: "O Allah, I seek refuge with You from sin and heavy debt)." Someone said to him: "How often you seek refuge from heavy debt!" He said: "When a man gets into debt, he speak and tells lies, and he makes a promise and breaks it." Narrated by al-Bukhaari (832) and Muslim (589).

Warning from hoarding

Allah (Subhanahu wa Talala) said in the Quran: "O you who believe! most surely many of the doctors of law and the monks eat away the property of men falsely, and turn (them) from Allah's way; and (as for) those who hoard up gold and silver and do not spend it in Allah's way, announce to them a painful chastisement." [9:34].


Allah (Subhanahu wa Talala) said in the Quran: "And give to the near of kin his due and (to) the needy and the wayfarer, and do not squander wastefully. Surely the squanderers are the fellows of the Shaitans and the Shaitan is ever ungrateful to his Lord." [17:26-27].

Amr ibn Shuaib, on his father's authority said that his grandfather related that the Prophet said: "When you eat, drink, give charity and wear clothes, let no extravagance or pride be mixed up with what you do." [Ibn Maja, Nasai].


Zakat is an obligatory form of charity, and one of the five pillars of Islam, which is required of Muslims once their wealth is equivalent or exceeds a certain threshold (known as "Nisab") for one full Lunar year (known as "Hawl"). As clearly stated in The Qur'an and the authentic quotes (Hadith) of the Prophet Mohammed (Peace Be Upon Him). As Allah mentioned "And establish prayer and give Zakat, and whatever good you put forward for yourselves - you will find it with Allah. Indeed, Allah of what you do, is Seeing." [The Qur'an Chapter 2: Verse 110].

(Learn more about how to perform Zakat here.)


Allah (Subhanahu wa Talala) said in the Quran: "Believers are merely those whose hearts feel wary whenever God is mentioned and whose faith increases when His verses are recited to them. On their Lord do they rely. Those who keep up prayer and spend some of what We have provided them with are truly believers." [8:2-4].

Aim to leave something behind

The Prophet (SAW) is reported to have said: "It is better for you to leave your off-spring wealthy than to leave them poor." [Bukhari].

Importance of wills in Islam

Allah (Subhanahu wa Talala) said in the Quran: "And to every one We have appointed heirs of what parents and near relatives leave; and as to those with whom your rights hands have ratified agreements, give them their portion; surely Allah is a witness over all things." [4:33].

Ibn Umar related that the Prophet said: "It is the duty of a Muslim man who has something which is to be given as a bequest not to have it for two nights without having his will written regarding it." [Bukhari, Muslim].

Anas related that the Prophet said: "If anyone deprives an heir of his inheritance, Allah will deprive him of his inheritance in Paradise on the Day of Resurrection." [Ibn Maja].

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