Rates

Check out our latest rates for deposits, financing, investments, foreign exchange, and Sukuk.

Deposits

Expected profit rates for our retail savings, current and term deposit accounts.

Deposit Accounts

Profit rates for retail deposit accounts.

Deposit Type	Expected Profit Rates (% per annum)
General Saver	0.15%
Tiered Saver	0.15% – 0.27%
Haj Saver	1.00%
Easy Saver	0.15%
Purpose Saver	0.15%
Foreign Currency Savings – USD	0.10%
Foreign Currency Savings – GBP	0.12%
Foreign Currency Savings – EUR	0.01%
Foreign Currency Savings – AUD	0.05%
Current Account	0.01%
Aspirasi Certificate of Deposit	0.02

Term Deposit Accounts

Expected profit rates (% per annum) by tenor, for retail and corporate clients.

Tenor	Expected Profit Rates for Retail Clients	Expected Profit Rates for Corporate Clients
BND Term Deposit Account
TD – 1 M	0.10%	0.10%
TD – 3 M	0.15%	0.15%
TD – 6 M	0.45%	0.45%
TD – 9 M	0.45%	0.45%
TD – 12 M	0.75%	0.75%
USD Term Deposit Account
TD – 1 M	0.10%	0.10%
TD – 3 M	0.12%	0.12%
TD – 6 M	0.15%	0.15%
TD – 9 M	0.18%	0.18%
TD – 12 M	0.20%	0.20%
TD – 24 M	0.25%	0.25%
TD – 36 M	0.30%	0.30%
GBP Term Deposit Account
TD – 1 M	0.07%	0.07%
TD – 3 M	0.10%	0.10%
TD – 6 M	0.20%	0.20%
TD – 9 M	0.25%	0.25%
TD – 12 M	0.30%	0.30%
TD – 24 M	N/A	N/A
TD – 36 M	N/A	N/A
AUD Term Deposit Account
TD – 1 M	0.15%	0.15%
TD – 3 M	0.20%	0.20%
TD – 6 M	0.20%	0.20%
TD – 9 M	0.20%	0.20%
TD – 12 M	0.20%	0.20%
TD – 24 M	N/A	N/A
TD – 36 M	N/A	N/A
EUR Term Deposit Account
TD – 1 M	0.00%	0.00%
TD – 3 M	0.00%	0.00%
TD – 6 M	0.00%	0.00%
TD – 9 M	0.00%	0.00%
TD – 12 M	0.00%	0.00%
TD – 24 M	0.00%	0.00%
TD – 36 M	0.00%	0.00%

Financing

Annual profit rates for our personal, education and home financing products.

Published: 15 February 2021

Financing Rates

Product	Rates – Annual Profit Rate (APR)
Personal Financing	7.5%
Naqd Financing	2.73% for fully secured Naqd and 8.5% for unsecured Naqd
Consolidation Financing Scheme	7.5%
Education Financing	6.5%
Home Improvement Financing	7.5%
Home Financing	Range from 4% to 5%

Foreign Exchange

Counter rates for telegraphic transfers, overdrafts and cash notes against the Brunei Dollar.

Last updated: 12 November 2026

Foreign Exchange

Counter rates for telegraphic transfers, overdrafts and cash notes against the Brunei Dollar.

Brunei Dollars to 1 unit of foreign currency

Currency	Code	SELLING T.T/O.D	BUYING T.T	BUYING O.D
US DOLLAR	USD	1.2934	1.2774	1.2694
POUND STERLING	GBP	1.7320	1.6820	1.6670
EURO	EUR	1.4541	1.4011	1.3861
AUSTRALIAN DOLLAR	AUD	0.9006	0.8596	0.8446
CANADIAN DOLLAR	CAD	0.9213	0.8843	0.8723
NEW ZEALAND DOLLAR	NZD	0.7370	0.6900	0.6750

Brunei Dollars (BND) to 100 unit of foreign currency

Currency	Code	SELLING T.T/O.D	BUYING T.T	BUYING O.D
SWISS FRANC	CHF	155.07	153.57	152.57
HONG KONG DOLLAR	HKD	16.77	16.01	15.61
INDONESIAN RUPIAH	IDR	0.0089	0.0054	0.0044
INDIAN RUPEE	INR	1.67	1.02	0.62
JAPANESE YEN	JPY	0.8192	0.7912	0.7862
PHILIPINES PESO	PHP	2.42	1.66	1.41
SAUDI RIYAL	SAR	35.17	33.77	33.52
EMIRATI DIRHAM	AED	35.92	34.52	34.27
THAI BAHT	THB	4.00	3.62	3.57
NORWEGIAN KRONE	NOK	13.83	13.03	12.03
SWEDISH KRONA	SEK	13.28	12.48	11.48
YUAN RENMINBI	CNY	19.94	18.54	17.54
MALAYSIAN RINGGIT	MYR	32.60	30.70	30.60

Cash Notes

Brunei Dollars (BND) to 1 unit of foreign currency

Currency	Code	BANK SELL	BANK BUY
US DOLLAR	USD	1.31	1.25
POUND STERLING	GBP	1.76	1.65
EURO	EUR	1.48	1.37
AUSTRALIAN DOLLAR	AUD	0.92	0.84

Brunei Dollars (BND) to 100 units of foreign currency

Currency	Code	BANK SELL	BANK BUY
SWISS FRANCS	CHF	156.34	152.31
HONG KONG DOLLAR	HKD	16.87	15.87
INDONESIAN RUPIAH	IDR	0.0121	0.0021
JAPANESE YEN	JPY	0.85	0.75
PHILIPINES PESO	PHP	2.73	1.33
SAUDI RIYAL	SAR	35.33	33.12
THAI BAHT	THB	4.46	3.14
YUAN RENMINBI	CNY	20.26	18.23
MALAYSIAN RINGGIT	MYR	2.97	3.41

Malaysian Ringgit (MYR) is provided for indication only

Investments

The latest trading information for BIBD ordinary shares.

BIBD Shares

Price as of 11 November 2026
Last Traded Price	B$3.00
Last Trade Date	04 November 2026
Last Trade Volume (Units)	2,700
Bid Volume (Units)	17,300
Ask Volume (Units)	3,200
Bid and Ask Price Range	B$2.55 - B$3.45
Bid Price	B$3.00
Ask Price	B$3.00
52 Week High	B$4.50
52 Week Low	B$2.80
Last Dividend Payout	B$0.14 per ordinary share
Last Dividend Payout Date	31 August 2026

Definitions

What each figure in the BIBD Shares table means.

Last Traded Price: Price of the latest trade executed
Last Trade Date: Date of the latest trade executed
Last Trade Volume (Units): No. of units traded during the last trade executed
Bid Volume (Units): Total volume (units) on the buyer side of the order book
Ask Volume (Units): Total volume (units) on the seller side of the order book
Bid and Ask Price Range: The price range that the buyer and seller may offer, i.e. 15% above and below the last traded price
Bid Price: Current highest bid
Ask Price: Current lowest ask offer
52 Week High: The highest price at which a security has traded during the time period that equates to one year
52 Week Low: The lowest price at which a security has traded during the time period that equates to one year
Last Dividend Payout: The rate of the last dividend payout (in monetary value)
Last Dividend Payout Date: The date of the last dividend payout

BIBD Sukuk

The latest prices for BIBD Sukuk available through BIBD Securities.

Price as of: 12 November 2026

BIBD Sukuk Latest Prices

Price date

Price	Yield
99.90	2.74%

Illustrative price per BND 100 nominal. Actual published prices, yield conventions and pricing methodology are subject to confirmation.

BIBD Sukuk Information

Key terms and features of BIBD’s senior unsecured Sukuk Wakalah

Security: BIBD Senior Unsecured Sukuk
ISIN: BND5K26A0001
Bloomberg Ticker: BKISLM 11/20/2029
Currency: BND
Issuance Date: 10 November 2026
Maturity Date: 10 November 2029
Profit Rate: 2.71%

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All rates are indicative and subject to change without prior notice.

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