General Accounts

A general current account that gives you the safety and convenience of holding a cheque book.

  • Eligibility

    Companies registered or incorporated in Negara Brunei Darussalam, either in the form of a proprietorship, partnership or private limited company.

  • Required Documents

    For Proprietorship & Partnership Company:
    Certificate of Registration - Section 16 and 17
    Original copy of identity card(s) of the propreitor/ partners/ signatories
    Partnership Agreement

    For Private Limited Company
    Certificate of Incorporation
    Particulars of Directors and Shareholders (Form X)
    Original copy of identity cards of the directors/signatories
    Directors' Resolution to open/maintain term Investments
    Memorandum & Articles of Association
    Return of Allotment of Shares (for subsequent account or companies that have been operating for more than a year)
    Extract of Director and Shareholder’s Information (New Company)

  • Fees and Requirements

    Minimum Opening Deposit
    Minimum opening deposit and monthly balance of BND 1,000.00 is required. Account will automatically be closed if zero (0) balance, six (6) months after opening of account.

    Maintenance Fee
    BND 15.00 per month if average monthly balance falls below BND 1,000.00.

    Cheque Book Fee
    BND 0.50 per cheque leaf, up to BND 25.00 per book (50 leaves)

    You may refer to the Bank's Schedule of Tariffs for more fees information.


  • Cheque payment convenience

  • Monthly bank statements through BizNet

  • Access account with BIBD Corporate Internet Banking

  • Foreign currencies and remittances facilities.

Application Forms

Shariah Concept


Refers to Agency contract. The Depositor (“Muwakkil”) appoints the Bank as their agent (“Wakil”) to utilize and invest their deposits in profitable Shariah-compliant transactions. The Depositor will be offered an expected profit rate from the investments and the Bank will earn an Agency (“Wakalah”) Fee for the service rendered. Any amount that the Bank earns in excess of the Depositor’s expected profit will be retained by the Bank as Commission (“Ju’alah”).

Further Information

Click to view General Wakalah Terms & Conditions of Deposit Products in English and Malay.