Terms of Use

Legal Notices

Condition of use for website

By using this Web Site, you signify you have read and accept these terms of use. If you do not agree to these terms of use, do not use the Web Site.

Restriction on use of materials

This Web Site is operated by Bank Islam Brunei Darussalam Berhad (hereinafter referred as ‘BIBD’). The material is produce and owned by BIBD. No material from this Web Site may be reproduced, republished, uploaded, posted, transmitted, or distributed in any way, without the prior written permission of BIBD. Graphics and images on this Web Site are protected by copyright and intellectual properties rights and may not be reproduced or appropriated in any manner without the written permission of BIBD. Modification of any of the materials or use of the materials for any other purpose will be a violation of BIBD copyright and other intellectual property rights.

If you download any software from the Web Site, the software, including any files, images incorporated in or generated by the software, and data accompanying the software (collectively, the “Software”) are licensed to you by BIBD. BIBD does not transfer title to the Software to you. You own the medium on which the Software is recorded, but BIBD retains full and complete title to the Software, and all intellectual property rights therein. You may not redistribute, sell, decompile, reverse-engineer, disassemble or otherwise deal with the Software.

No representation

This Web Site has been compiled in good faith by BIBD, but no representation is made or warranty given (either express or implied) as to the completeness or accuracy of the information it contains. You should always verify this information before you act upon it by calling your local BIBD office, the BIBD-partner concerned (as applicable). It must not be relied upon in connection with any Investments decision.

Limitation of liability

Subject to applicable law, under no circumstances, including, but not limited to negligence, shall BIBD be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this Web Site, even if BIBD or an BIBD authorised representative has been advised of the possibility of such damages. In no event shall BIBD total liability to you for damages, losses, costs and expenses under whatever causes of action, whether in contract, tort or otherwise exceed the amount paid by you, if any, for accessing this Web Site.

Any BIBD publication may include technical inaccuracies or typographical errors. Changes may be made to these publications from time to time and incorporated in new editions of these publications. At any time without notice, these publications are subject to improvements and changes in service by BIBD.


BIBD reserves the right to make any and all changes to this Web Site at its sole discretion without notice to you. BIBD reserves the right to deny access to this Web Site to anyone at anytime.

Suggestion, comments and feedback

Should you respond to an BIBD published document with information including feedback data, such as questions, comments, suggestions, or the like regarding the content of any such BIBD document, such information shall be deemed to be non-confidential and BIBD shall have no obligation whatsoever with respect to such information and shall be free to reproduce, use, disclose and distribute the information to others without limitation.

Any communications you send to this Web Site or otherwise to BIBD by electronic mail are on a non-confidential basis, and BIBD is under no obligation to refrain from reproducing, publishing or otherwise using them in any way for any purpose. BIBD shall be free to use the content of any such communications, including any ideas, inventions, concepts, techniques or know-how disclosed herein, for any purpose, including the developing, manufacturing and/or marketing of goods or services.

Further, BIBD shall be free to use any ideas, concepts, know-how or techniques contained in such information for any purpose whatsoever including but not limited to developing and marketing services incorporating such information.

Links to other site

This Web Site contains links to other web sites which are not maintained by BIBD. Similarly, other web sites may contain links to this Web Site. BIBD is not responsible for the contents of those web sites and shall not be liable for any damages or injury arising from the contents of those web sites. Any links to other web sites are provided as a convenience to you as a user of this Web Site, and does not imply BIBD endorsement of the linked web sites or association with their operators. BIBD disclaims all responsibility and liability for the use of linked web sites, which is accessed and used at user’s own risk.

Any third party that wishes to establish links to this Web Site should notify BIBD of their intention prior to doing so. BIBD reserves the right to deny permission for any such links to this Web Site. If however BIBD gives its permission for any such links, BIBD is not under any obligation to establish reciprocal links with the third party.


The materials in this web site are provided “as is” and without warranties of any kind either express or implied, to the fullest extent permissible and subject and pursuant to applicable law, BIBD disclaims all warranties, express or implied, including, but not limited to, implied warranties of satisfactory quality, merchantability and fitness for a particular purpose. BIBD does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected or that this web site or this server that makes it available is free of any virus or other harmful elements. BIBD does not warrant or make any representations regarding the correctness, accuracy, reliability, or otherwise of the materials in this web site or the results of their use.