MSME Account

A current account that caters for all sectors of Micro & Small Companies.

  • Eligibility

    Start-ups or Companies which has been registered to ROC and relevant Government Departments for ten (10) years and below.

    Micro and small companies.

    Has no company’s account OR had closed for more than (3) years with any banks and financial institutions in Brunei Darussalam.

    Limited to proprietorship and partnership.

  • Required Documents

    For Proprietorship & Partnership Company:

    Certificate of Registration Section 16 and 17

    Original copy of identity card(s) of the proprietor/partners

  • Fees & Requirements

    Minimum Opening Deposit
    BND 50 minimum opening deposit. Account will automatically be closed if zero (0) balance, six (6) consecutive months after opening of account.

    Maintenance Fee
    BND 2.00 per month if average monthly balance falls below BND 50.00 and inactive/ dormant.

    Cheque Book Fee
    BND 0.50 per cheque leaf, up to BND 25.00 per book (50 leaves). For return cheques noted for (6) times within twelve (12) months, account will be requested for closing or change to normal current account.


  • Cheque payment convenience

  • Account accessible anywhere using BizNet

  • Monthly bank statements through BizNet

  • Settle your bills easily online

  • Foreign currencies and remittances facilities

Application Forms

Shariah Concept


Refers to Agency contract. The Depositor (“Muwakkil”) appoints the Bank as their agent (“Wakil”) to utilize and invest their deposits in profitable Shariah-compliant transactions. The Depositor will be offered an expected profit rate from the investments and the Bank will earn an Agency (“Wakalah”) Fee for the service rendered. Any amount that the Bank earns in excess of the Depositor’s expected profit will be retained by the Bank as Commission (“Ju’alah”).


Further Information

Click to view General Wakalah Terms & Conditions of Deposit Products in English and Malay.