Tiered Account

A current account that allows you to get more value out of your money, the more you save.

  • Eligibility

    Companies registered or incorporated in Negara Brunei Darussalam, either in the form of a proprietorship, partnership or private limited company.

  • Required Documents

    For Proprietorship & Partnership Company:
    Certificate of Registration - Section 16 and 17
    Original copy of identity card(s) of the propreitor/ partners/ signatories
    Partnership Agreement

    For Private Limited Company
    Certificate of Incorporation
    Particulars of Directors and Shareholders (Form X)
    Original copy of identity cards of the directors/signatories
    Directors' Resolution to open/maintain term Investments
    Memorandum & Articles of Association
    Return of Allotment of Shares (for subsequent account or companies that have been operating for more than a year)
    Extract of Director and Shareholder’s Information (New Company)

  • Fees and Requirements

    Minimum Opening Deposit
    No minimum opening deposit. Account will automatically be closed if zero (0) balance, six (6) months after opening of account..

    Maintenance Fee
    B$ 12.00 per month if average monthly balance falls below BND 1,000.00.

    Cheque Book Fee
    B$ 0.10 per cheque leaf, up to BND 5.00 per book (50 leaves)

    For more details, please refer to the Bank's Schedule of Tariffs.


  • Cheque payment convenience

  • Monthly bank statements

  • Foreign currencies and remittances facilities.

  • ATM and branch access nationwide

  • Access account with BIBD Corporate Internet Banking

  • Pay zakat conveniently with our services

Shariah Concept


The Depositor (“Muwakkil”) enters into a Wakalah Agreement with the Bank (“Wakil”) and deposits a certain amount of money to the Bank to be utilized and invested in profitable Shariah-compliant transactions. The Depositor will be offered the expected profit rate from the Investments and the Bank will earn a Wakalah fee for the service rendered. Any amount that the Bank earns in excess of the Depositor’s expected profit (after deducting the Wakalah fee) will be retained by the Bank as incentive

Click to view General Wakalah Terms & Conditions of Deposit Products in English and Malay.