Aspirasi
Build up your savings with a potential of earning better returns and prizes. This can be your stepping stone in achieving your greatest aspirations in life.
-
Eligibility
Must be a BIBD account holder
Minimum age of 18 years old
Brunei Citizens / Permanent Residents / Foreigners*
Below the age of 18, you will need to open a joint account with your parent or legal guardian to participate in the Deposit Scheme -
Required Documents
Original identity card or passport
-
Life-Changing Rewards
Have the opportunity to participate in the Reward Program where you can stand a chance to win one of the B$200,000 Grand Prize.
Every BND50 deposit is entitled to one (1) entry for the Reward Program. -
Better Returns
Enjoy better returns than the general savings account.
-
Flexible Savings Scheme
A flexible savings scheme allowing you to participate and withdraw anytime (no withdrawal fee imposed).
-
E-Certificate
E-certificate is issued for every deposit through BIBD NEXGEN Wallet & Online.
-
Convenience
Simply make an initial deposit of BND50 and you are ready to open this account through BIBD NEXGEN Wallet or Online or visit any of our branches.
-
The longer you save, the better
Increase your opportunity of winning by participating for a longer period.
Deposit Amount | No. of Entries | 90 - 180 days |
181 - 270 days (Double entries) |
271 days and more (Triple entries) |
---|---|---|---|---|
B$1,000 |
B$1,000 ÷ 50 = 20 entries |
20 entries |
20 x 2 = 40 entries |
20 x 3 = 60 entries |
B$10,000 |
B$10,000 ÷ 50 = 200 entries |
200 entries |
200 x 2 = 400 entries |
200 x 3 = 600 entries |
B$50,000 |
B$50,000 ÷ 50 = 1,000 entries |
1,000 entries |
1,000 x 2 = 2,000 entries |
1,000 x 3 = 3,000 entries |
Stand a chance to win B$200,000!
You could be one of them!
Watch how Aspirasi helped them achieve their aspiration.
Subscribe to Aspirasi seamlessly on NEXGEN Wallet
Features
B$50
Minimum Deposit
None
Maximum Deposit
B$50
Minimum Top Up and Subsequent Top Ups in multiples of BND50
B$5
One Time Fee
Suitable For
-
Students and Minors
-
Retired Individuals
-
Working Professionals
Quick links
Wakalah
Refers to Agency contract. The Depositor (“Muwakkil”) appoints the Bank as their agent (“Wakil”) to utilize and invest their deposits in profitable Shariah-compliant transactions. The Depositor will be offered an expected profit rate from the investments and the Bank will earn an Agency (“Wakalah”) Fee for the service rendered. Any amount that the Bank earns in excess of the Depositor’s expected profit will be retained by the Bank as Commission (“Ju’alah”).
Depositors of Bank Islam Brunei Darussalam are guaranteed protection up to maximum B$ 50,000.00 per depositor under the Deposit Protection Scheme.
Please read this Product Disclosure Sheet before you decide to take the BIBD Aspirasi Certificate of Deposit.
Be sure also to read the General Wakalah Terms and Conditions of Deposit Products as well as BIBD Aspirasi Terms and Conditions and the Frequently Asked Questions. The Terms and Conditions of this Reward Program can be found here.