Easy Saver

A complementary account which makes managing your money online so much easier.

  • Eligibility

    Existing BIBD account holder

    Brunei Citizens and Permanent Residents

    Foreign Citizens with valid work / student permit

    Individuals aged 18 and above

  • Required Documents

    Original identity card or passport

    Proof of employment* (latest salary slip, letter of employment or valid Staff ID)

    *required for first time account opening and any changes to the employment (for existing customers)

  • Requirements

    Minimum opening deposit of B$ 500.00 is required

    Minimum monthly balance of B$ 1,000.00 is required

  • Fees

    Refer to the Bank's Schedule of Tariffs.

Features

  • Earn higher return with your excess funds

  • Easy access to your account through NEXGEN

  • Flexible fund allocation

  • Pay zakat conveniently with our services

Suitable For

  • Retired Individuals

  • Working Professionals

Quick links

Shariah Concept

Wakalah

Refers to Agency contract. The Depositor (“Muwakkil”) appoints the Bank as their agent (“Wakil”) to utilize and invest their deposits in profitable Shariah-compliant transactions. The Depositor will be offered an expected profit rate from the investments and the Bank will earn an Agency (“Wakalah”) Fee for the service rendered. Any amount that the Bank earns in excess of the Depositor’s expected profit will be retained by the Bank as Commission (“Ju’alah”).

Profit Distribution

The profit distribution is paid subject to no withdrawal transactions within the month

Further Information

Please read the General Wakalah Terms & Conditions of Deposit Products (EnglishMalay) and Product Disclosure Sheet before you decide to take up the product.

For more details, please refer to the Bank’s Schedule of Tariffs or the list of applicable rates for this product.

Guaranteed protection up to maximum B$ 50,000.00 per depositor under the Deposit Protection Scheme.