Haj Saver

A unique savings account aimed at assisting you to fulfill your ambition of performing Haj or Umrah.

  • Eligibility

    Brunei Citizens and Permanent Residents

    Foreign Citizens with valid work / student permit,

    Individuals aged 18 and above

  • Required Documents

    Original identity card or passport

    Proof of employment* (latest salary slip, letter of employment or valid Staff ID)

    *required for first time account opening and any changes to the employment (for existing customers)

  • Requirements

    Minimum opening deposit and monthly balance of BND 100.00 is required

  • Fees

    Refer to the Bank's Schedule of Tariffs.


  • Earn higher dividends

  • Maximize the value of your money

Suitable For

  • Retired Individuals

  • Working Professionals

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Shariah Concept


Refers to Agency contract. The Depositor (“Muwakkil”) appoints the Bank as their agent (“Wakil”) to utilize and invest their deposits in profitable Shariah-compliant transactions. The Depositor will be offered an expected profit rate from the investments and the Bank will earn an Agency (“Wakalah”) Fee for the service rendered. Any amount that the Bank earns in excess of the Depositor’s expected profit will be retained by the Bank as Commission (“Ju’alah”).

Profit Distribution

The profit distribution is paid subject to withdrawal transactions not exceeding 2 times in a calendar year; and


A maximum of BND 100,000.00 only

Further Information

Please read the General Wakalah Terms & Conditions of Deposit Products (EnglishMalay) before you decide to take up the product.

For more details, please refer to the Bank’s Schedule of Tariffs or the list of applicable rates for this product.

Guaranteed protection up to maximum B$ 50,000.00 per depositor under the Deposit Protection Scheme.