Tiered Saver

Maximize the value of your money by saving with us.

  • Eligibility

    Brunei Citizens and Permanent Residents

    Foreign Citizens with valid work / student permit,

    Individuals aged 18 and above

    For minors aged 18 below, accounts to be opened jointly with parent or guardian

  • Required Documents

    Original identity card or passport

    Original birth certificate (for dependent account)

    Proof of employment* (latest salary slip, letter of employment or valid Staff ID)

    *required for first time account opening and any changes to the employment (for existing customers)

  • Requirements

    Minimum opening deposit and monthly balance of B$ 50.00 is required

  • Fees

    Refer to the Bank's Schedule of Tariffs.


  • Access your account easily through NEXGEN

  • Worldwide Debit Card Access

Suitable For

  • Retired Individuals

  • Working Professionals

Quick links

Shariah Concept


Refers to Agency contract. The Depositor (“Muwakkil”) appoints the Bank as their agent (“Wakil”) to utilize and invest their deposits in profitable Shariah-compliant transactions. The Depositor will be offered an expected profit rate from the investments and the Bank will earn an Agency (“Wakalah”) Fee for the service rendered. Any amount that the Bank earns in excess of the Depositor’s expected profit will be retained by the Bank as Commission (“Ju’alah”).

Profit Distribution

The profit distribution is paid subject to withdrawal transactions not exceeding 6 times in a month

Further Information

Please read the General Wakalah Terms & Conditions of Deposit Products (EnglishMalay) and Product Disclosure Sheet before you decide to take up the product.

For more details, please refer to the Bank’s Schedule of Tariffs or the list of applicable rates for this product.

Guaranteed protection up to maximum B$ 50,000.00 per depositor under the Deposit Protection Scheme.