Shariah-Compliant

Financing Solution

Apply for the perfect financing suitable for your needs today!

Personal Financing

Supporting your reach towards life goals.

Financing Facility that provides customers with funds up to 18 times of your net monthly income.

A maximum Total Debt Service Ratio (TDSR) of 60% for those with the net income of B$ 1,750.00 and above. For those with net income of below B$ 1,750.00 shall be subject to Bankā€™s policy.

Naqd Financing

Keeping you sheltered on rainy days.

A short-term revolving facility that provides customers with funds up to 18 times of your net monthly income.

The financing can either be secured or unsecured, and you may spread out your monthly payments over 12 months.

Education Financing

Enabling you and your loved ones in achieving educational dreams and aspirations.

Financing facility that provides customers with financing up to B$200,000 for overseas education and B$50,000 for local education.

Maximum payment period of up to 10 years for overseas education and 7 years for local education.

Consolidation Financing Scheme

Reliving you from financial burden.

Consolidate all or several of your financing facilities into just one single monthly payment. This could be a fresh start in better management of your financial commitments.

Ar-Rahnu Micro-Financing

Unlocking opportunities for you to achieve your aspirations.

Secured financing pledged against gold, and you may spread out your monthly payments over 12 months.

Home Financing

Your dream home is now a reality.

Home Financing

Start the journey to home ownership and enjoy a flexible payment period of up to 25 years.

Home Improvement Financing

Give your home the makeover you always wanted.